Terms and Conditions

1. Limitations of Information Presented

•The information provided on Wise Wealth Partners’ websites is not intended as legal, tax, or insurance advice. It is generally prepared without regard to the individual circumstances of any specific user.

•Pricing data and other information generated through the use of Wise Wealth Partners’ websites may not reflect actual market prices or values at the time of your transaction or at the time you wish to buy or sell a particular security or investment, including digital assets. Additionally, credit ratings are opinions, not definitive facts. Any reference to a specific investment, security, rating, or related observation should not be construed as a recommendation to buy, sell, or hold that investment, security, or asset. Furthermore, this information does not assess the suitability of any investment or asset for your individual situation and should not be relied upon as investment advice.

•Before making any investment decisions, you should carefully consider whether the investment, strategy, security, or transaction aligns with your personal financial objectives, circumstances, and risk tolerance. It is also advisable to consult with your legal, tax, or insurance professionals to address your specific needs.

2. Privacy of Information

•When using the Wise Wealth Partners websites, you may be asked to provide certain information, such as your interests in specific products and services, account details, or personal contact information. This information may be required to access certain features or to subscribe to Wise Wealth Partners’ products or services.

•Any information you provide, along with other data collected during your use of the websites, may be accessible to Wise Wealth Partners personnel. This information may be retained and used in accordance with Wise Wealth Partners' Privacy Policy, which governs how your data is handled and shared. You can review the Privacy Policy at any time by clicking the “Privacy” link located in the footer of each page on the Wise Wealth Partners websites.

3. Terms and Conditions for SMS

1- SMS Consent Communication:
The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
2- Types of SMS Communications:
If you have consented to receive text messages from Wise Wealth Partners, you may receive messages related to the following (provide specific examples):
Appointment reminders
Follow-up messages
Billing inquiries
Promotions or offers (if applicable)
Example: "Hello, this is a friendly reminder of your upcoming appointment with Dr. [Name] at [Location] on [Date] at [Time]. Reply STOP to opt out of SMS messaging at any time."
3- Message Frequency:
Message frequency may vary depending on the type of communication. For example, you may receive up to [X] SMS messages per week related to your [appointments/billing, etc.].
Example:
"Message frequency may vary. You may receive up to 2 SMS messages per week regarding your appointments or account status."
4- Potential Fees for SMS Messaging:
Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
5- Opt-In Method:
You may opt-in to receive SMS messages from Wise Wealth Partners in the following ways:
Verbally, during a conversation
By submitting an online form
By filling out a paper form
6- Opt-Out Method:
You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
7- Help:
If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at WiseWealthPartners.com or Service@thewwp.com.
Additional Options:
If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.
8- Standard Messaging Disclosures:
Message and data rates may apply.
You can opt out at any time by texting "STOP."
For assistance, text "HELP" or visit our [Privacy Policy] and [Terms and Conditions] pages.
Message frequency may vary

4. Copyright Information

•The content on the Wise Wealth Partners websites, including all text, graphics, videos, audio, software code, user interface design, and logos, is protected by copyright law. As such, you are not permitted to copy, distribute, modify, post, or frame any part of the Wise Wealth Partners websites without our express permission.

•If you believe that your copyrighted work has been infringed upon, please provide Wise Wealth Partners with the following details: 1.A description of the copyrighted work you claim has been infringed, or, if multiple works are involved, a representative list of such works. 2.An identification of the allegedly infringing material, including the location of that material on the Wise Wealth Partners websites. 3.Your contact information, including your address, telephone number, and email address. 4.A statement affirming that you have a good faith belief that the use of the disputed material is not authorized by the copyright owner, its agent, or the law. 5.A statement made under penalty of perjury, asserting that the information you’ve provided is accurate and that you are either the copyright owner or authorized to act on behalf of the copyright owner. 6.Your physical or electronic signature, as the copyright owner or an authorized representative of the copyright owner.

•Wise Wealth Partners’ Agent for Copyright Infringement Notices can be reached as follows: By mail: Wise Wealth Partners ATTN: Brian Rellihan, Chief Compliance Officer 2375 E Camelback Rd, Ste 600 Phoenix, AZ 85016. By phone: 480-866-0200. By email: Service@thewwp.com

4. Linking to the Wise Wealth Partners Websites & Links from the Wise Wealth Partners Websites

•Unless otherwise agreed to in writing by both you and Wise Wealth Partners, any link from an external website to the Wise Wealth Partners websites must direct to the top-level homepage at www.WiseWealthPartners.com. To avoid confusion, any third-party website linking to the homepage must clearly state that Wise Wealth Partners does not endorse, sponsor, or have any affiliation with the third-party website, entity, service, or product. Additionally, third-party websites may not use any Wise Wealth Partners trademarks or service marks, except for those included within the text of the link.

•Wise Wealth Partners is not responsible for the content, advertising, products, or other materials found on or available through third-party websites, even if those sites are linked from or referenced on the Wise Wealth Partners websites. Such links or references do not imply endorsement or recommendation of the products or sites in question.

5. Trademarks

•All trademarks and service marks displayed on the Wise Wealth Partners websites are owned by Wise Wealth Partners, LLC or its affiliates, except for third-party trademarks and service marks, which remain the property of their respective owners.

6. Third-Party Content

•The Wise Wealth Partners websites feature various types of content, including general news, information, commentary, interactive tools, quotes, research reports, data, and ratings related to financial markets, securities, digital assets, and other topics. Some of this content is provided by third-party companies unaffiliated with Wise Wealth Partners (“Third-Party Content”). This content is protected by copyright under U.S. law and international treaties and is either owned or licensed by the third-party providers, their affiliates, or suppliers (“Third-Party Content Providers”). You acknowledge that the Third-Party Content remains valuable intellectual property owned by the Third-Party Content Providers, and no proprietary rights are transferred to you. Reproduction of any Third-Party Content is prohibited unless you have received prior written permission from the respective Third-Party Content Provider. Any use of such content beyond the scope of the services provided by Wise Wealth Partners generally requires a separate license from the Third-Party Content Provider, which may involve additional fees.

•Neither Wise Wealth Partners nor any Third-Party Content Provider guarantees the accuracy, timeliness, completeness, usefulness, or availability of the Third-Party Content. Wise Wealth Partners and the Third-Party Content Providers are not responsible for any errors or omissions in the content, whether negligent or otherwise, or for the outcomes derived from using such content. In no event will Wise Wealth Partners or any Third-Party Content Provider be liable for any damages, costs, expenses, legal fees, or losses (including lost income, profits, or opportunities) related to the use of Third-Party Content. Any reference to a specific investment, security, or rating in the Third-Party Content is not a recommendation to buy, sell, or hold such investment or security. It does not assess the suitability of the investment for any particular investor and should not be relied upon as investment advice. Additionally, credit ratings are opinions, not facts.

7. Timeliness of Content

•All content on the Wise Wealth Partners websites is provided as of the date and time it is published or indicated, and may be subject to change due to subsequent market events or other factors. Users are advised not to place undue reliance on any forward-looking statements (such as those containing words like "believe," "anticipate," "expect," or similar terms), as these are based on information available at the time they were made. Wise Wealth Partners is under no obligation to publicly update or revise any dated, forward-looking, or other statements.

8. Accuracy of Content

•Although Wise Wealth Partners strives to provide accurate and timely information on its websites, there may be inadvertent inaccuracies or errors. Neither Wise Wealth Partners nor its third-party content providers warrant the accuracy, completeness, availability, or timeliness of the websites or any information, text, graphics, links, or other content from Wise Wealth Partners or third parties on the websites.

•Wise Wealth Partners may change the websites and any content on them at any time without notice. However, wise wealth partners does not guarantee that any defects or inaccuracies will be corrected, or that they will be corrected in a timely manner.

9. Prohibited Uses

•You may only use the Wise Wealth Partners websites in accordance with applicable laws.

•The websites are for personal, non-commercial use only.

•You may not engage in any of the following activities:

o (a) Use the Wise Wealth Partners websites in a way that could damage or overload any Wise Wealth Partners server, or any network connected to such servers.

o (b) Use the websites in a manner that interferes with another party's use of the websites.

o (c) Introduce or permit the introduction of any code, virus, or malicious software that could disrupt the operation of the Wise Wealth Partners websites or its systems, networks, or devices.

•You may not access the Wise Wealth Partners websites using devices or services that are designed to provide automated, high-speed, or repeated access unless such devices have been explicitly approved or provided by Wise Wealth Partners.

•You may not use any feature or service on the websites to interact with Wise Wealth Partners’ computer systems, networks, or services for any purpose other than the specific use intended and permitted for users of the websites.

•Certain areas of the websites may be password-protected or require login credentials. You may not attempt to gain unauthorized access to these areas or any other protected materials or information through means not explicitly made available by Wise Wealth Partners.

•No content from the Wise Wealth Partners websites may be reproduced, copied, sold, resold, or otherwise exploited for commercial purposes without express written consent from Wise Wealth Partners.

•Any use or disclosure of content, including third-party content, from the Wise Wealth Partners websites that is inconsistent with these terms or your obligations to Wise Wealth Partners may cause immediate and irreparable harm. Legal remedies may not be sufficient in such cases. Therefore, Wise Wealth Partners and its third-party content providers reserve the right to seek equitable relief, such as injunctions, without proving actual damages or posting a bond. They may also recover any damages, including legal fees, incurred as a result of such actions. Furthermore, Wise Wealth Partners does not waive any rights that third-party content providers may have to pursue claims against you or your agents for unauthorized use or disclosure of their content.

•Wise Wealth Partners reserves the right to terminate or suspend your access to the websites at any time, with or without notice, for any violation of these terms or for any reason at its sole discretion.10. Password Security and Notification

•If you have a password for accessing non-public areas of the Wise Wealth Partners websites or third-party websites (such as Advyzon) containing sensitive data, you are solely responsible for maintaining the confidentiality of your username, password, and any other security-related information, methods, or devices. You are also responsible for all activities conducted using your access credentials or password, including any instructions transmitted electronically to Wise Wealth Partners through the websites, as well as any use of data, information, or services obtained through your credentials or password. Wise Wealth Partners is not required to verify the authority or appropriateness of any instructions received from you or anyone logging in with your credentials. Wise Wealth Partners may act on such instructions and will not be liable for any loss, cost, expense, or other liability resulting from them. Therefore, it is important that you take all necessary precautions to protect the confidentiality of your access credentials and password.

•Do not share your access credentials or passwords for the Wise Wealth Partners websites, or for any accounts aggregated through the websites that are held outside of Wise Wealth Partners, with anyone else. Sharing this information may invalidate any customer protection guarantees offered by Wise Wealth Partners and may also void protections at other firms where your accounts are held.

•As an authorized user of non-public areas of the Wise Wealth Partners websites, you are fully responsible for monitoring your account. This includes regularly reviewing your account information, checking transaction history, and promptly reviewing any correspondence, account statements, or confirmations you receive from Wise Wealth Partners. If you notice any unauthorized activity, disclosure, loss, theft, or misuse of your password, you must immediately notify Wise Wealth Partners. You agree to cooperate with Wise Wealth Partners in any investigation and take corrective actions to safeguard your account from further fraudulent activity.

11. Security of Electronic Communications

Electronic communications (both wired and wireless) to or from Wise Wealth Partners may not be encrypted. You acknowledge that there is no guarantee that any data, including emails, electronic communications, wireless transmissions, or personal information, will remain secure from unauthorized access during transmission between you and Wise Wealth Partners or between you and other parties.

12. Disclaimer of Warranties

Neither Wise Wealth Partners nor its third-party content providers make any express or implied warranties regarding the Wise Wealth Partners websites or the content provided on the websites, including third-party content. This includes, but is not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. The websites and all content are made available to you on an "as is" and "as available" basis. Wise Wealth Partners does not guarantee that the websites will be uninterrupted or secure. If you download any materials from the Wise Wealth Partners websites, you do so at your own risk and are solely responsible for any damage to your computer, other electronic devices, or loss of data that may occur. Except as expressly stated otherwise, neither Wise Wealth Partners nor its third-party content providers warrant that the results obtained from using the websites or the content on them, including third-party content, will be accurate or reliable, or that the websites or any products, services, information, or materials purchased or obtained through the websites will meet your specific needs or expectations. If you reside in a state that does not permit the limitation or disclaimer of warranties, some or all of these provisions may not apply to you.

13. Limitation of Liability

Neither Wise Wealth Partners nor any third-party content provider will be liable to you or anyone else for any damages of any kind, whether direct, indirect, consequential, incidental, special, or otherwise. Wise Wealth Partners and its third-party content providers expressly disclaim any liability for lost profits, trading losses, or any other damages arising from the use of or inability to use the Wise Wealth Partners websites and the materials available on the websites (whether provided by Wise Wealth Partners or third parties). This limitation of liability applies even if Wise Wealth Partners or its third-party content providers have been advised of the potential for such damages or losses.Wise Wealth Partners will not be held liable for any loss caused by factors beyond its direct control. This includes, but is not limited to, failures of electronic or mechanical equipment, communication lines (such as telephone, cable, or internet), unauthorized access, viruses, theft, errors made by operators, severe or extraordinary weather conditions (such as floods, earthquakes, or other acts of God), fire, war, insurrection, terrorism, riots, labor disputes, accidents, emergencies, or actions by government authorities.If you reside in a state that does not permit the limitation or exclusion of liability for incidental or consequential damages, some or all of these limitations may not apply to you. If a court or arbitration panel finds any part of these limitations or remedies unenforceable or not applicable to you, you agree that the provisions will be interpreted to apply to the fullest extent allowed by law. Under no circumstances will the total liability of Wise Wealth Partners or its third-party content providers for any claim related to this agreement, the Wise Wealth Partners websites, or any Wise Wealth Partners or third-party content on the websites exceed $100.

14. Indemnification

By using the Wise Wealth Partners websites, you agree to indemnify, defend, and hold harmless Wise Wealth Partners and its third-party content providers from any and all claims, losses, damages, liabilities, costs, and expenses (including, but not limited to, attorney's fees) arising out of your misuse of the websites, any Wise Wealth Partners or third-party content on the websites, or any violation of these terms.

15. Modification of These Terms

Wise Wealth Partners may modify these Terms at any time without notice to you, except where required by law. When we make changes, we will update the "Last Updated" date at the beginning of these Terms. The most current version of these Terms can be reviewed by clicking on the "Terms of Use" link located at the bottom of the Wise Wealth Partners websites. Your continued use of the Wise Wealth Partners websites constitutes your acceptance of the Terms as they are in effect at that time.

16. Governing Law

These Terms and their enforcement are governed by the laws of the State of Arizona, without regard to conflicts of law, and shall inure to the benefit of Wise Wealth Partners' successors and assigns, whether by merger, consolidation, or otherwise.

17. Severability

If a court of competent jurisdiction deems any provision of these Terms to be unenforceable or in conflict with applicable laws, rules, or regulations, either present or future, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.

18. Contact Us

For questions about these Terms, your account, or other concerns or inquiries, please contact us. Our contact information is available at www.wisewealthpartners.com or by clicking the customer service link or icon after logging into your account on the Wise Wealth Partners websites.